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India World’s Second-Most Underinsured Nation, Says Survey
November 17, 2018
According to a survey by specialist insurance and reinsurance market Lloyd’s, India is the world’s second-most underinsured nation whose insurance gap stands at ₹1.98 lakh crores. This is despite the fact that its insurance penetration level has marginally increased by 0.2% since 2012.
Insurance gap is the difference between the sum assured and that taken. So, if an individual needs ₹1,000 worth of insurance but takes only 300, then the insurance gap would be ₹700.
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